I’ve had my insurance with LRA for 20 years - My home, boat, vehicles and of course my business. It’s kind of like having a brother in the business - One you actually like! - Larry Perry, "The Magic Mechanic"
Personal Umbrella Coverage from LRA Insurance
An umbrella policy serves two purposes. First, it provides excess liability limit over the scheduled underlying policies. Second, it fills some gaps in the underlying coverage. There is no standard umbrella policy and comparison of coverages available is crucial. Associations should carry either an umbrella or an excess liability policy because of the potential for catastrophic loss due to the number of persons in the establishments who could be damaged.