Business General Liability Insurance - LRA Insurance Company Orlando, Florida

General Liability Coverage from LRA Insurance
This coverage protects your business from claims arising from alleged bodily injury, personal injury or property damage liability. Coverage includes protection for both services you render or products you sell. Coverage payments can include judgments, attorney fees, court costs, or other related expenses.

Claims-Made Form
This coverage will provide protection for only those claims reported or first made during the policy period or during any previous period that is stated in the Prior Acts or Retroactive Date option of your policy. This option allows you to keep coverage in force under consecutive Claims-Made policies.

Occurrance Form
This form provides coverage for claims arising out of an accident which results in bodily injury or property damage neither expected nor intended. The form covers such claims that occur during the policy period regardless of when the claim is made against you.

Liquor Liability Coverage
This coverage protects organizations whose business involves the manufacturing, distributing, selling or serving of liquor. This is needed because standard General Liability policies exclude coverage for such activities.

Employee Benefits Liability
This coverage is used to insure against negligent acts, errors or omissions, committed by you or any person whose acts you are legally responsible for while engaging in the administration of your company's employee benefit plans. Associations or businesses that provide employee benefits should purchse this coverage.

Owners & Contractors Protective Liability
This coverage is used to insure against your legal liability that results from the negligent acts of independent contractors you engage, and for your own negligence in the supervision of such work. This coverage is not comprehensive and is limited to either a specific location or project.

Pollution Liability
This coverage is used to insure against claims arising from pollution related occurrences as defined in the form.

Non-Owned Automobile Coverage
This coverage provides liability protection for autos used in your business that are not owned, leased, hired, rented, or borrowed. This includes employee's and subcontractor's autos used on your behalf.

Hired Automobile Coverage
This coverage is used to protect against claims arising out of the use of vehicles leased, hired, rented, or borrowed by you, or your employees, while in the course of business.

Premises/Operations Coverage
This coverage is used to insure against claims arising out of your ownership, maintenance or use of premises including any operations that are in progress.

Products & Completed Operations Coverage
This coverage is used to insure against claims arising out of bodily injury and property damage that result from products you have sold, manufactured, handled, distributed or disposed of; or for work you have performed, provided the accident occurs away from a premises you own or rent.

Self-Insured Retention
This value represents the amount of damages and/or legal costs that you must assume (retain) before your insurance protection becomes payable.

Personal Injury Liability Coverage
This coverage is used to extend your General Liability policy to include protection against claims alleging false arrest, libel, slander, malicious prosecution, wrongful entry or wrongful eviction.